One Call for the Whole Business
Most small business owners in Colorado end up with their insurance the hard way. One policy from one company because the landlord asked for it, another from somewhere else when the first truck was bought, a health plan found on a lunch break. Nobody is looking at how the pieces fit, and the owner is the one left holding the gaps.
Uncle Sheldon Insurance works differently. We’re a Colorado insurance agency built around small business, and we run it as a concierge service. You get one person who learns how your business actually runs and then handles the coverage front to back, from the first quote to the certificate a client needs by Friday to the claim you hope never happens.
Property, Liability, People and Everything in Between
A business owner policy is usually where we start, since it bundles property and liability for most small operations. From there we build out whatever else the business needs. That can mean workers’ compensation once you hire, professional liability for advice based work, cyber coverage when you hold customer data, and coverage for the company vehicles your crew drives every day.
We look after the people side too. Coverage for the owner, the family and the employees belongs in the same conversation, and it’s so often the piece that gets left for last. Setting up health plans for the team alongside the business coverage means one renewal calendar and one person who knows all of it.
Plenty of Colorado businesses need only a few of these. Others need nearly all of them. The list follows what you actually do.
Colorado Is Home
We work with owners all over the state. A restaurant group on the Front Range, a retail shop in a growing suburb, a ski rental shop in Vail that earns most of its year between December and March, a contractor out of Montrose who covers half the Western Slope. Taprooms in Fort Collins, a machine shop in Pueblo, lodges in Steamboat and outfitters down in Durango.
Knowing the state helps in practical ways. Hail along the Front Range, wildfire in the mountains and on the Western Slope, and carriers that have grown choosier about where they’ll write property all shape what’s available and what it costs. A shop in Glenwood Springs and a shop in Greeley can need very different property coverage, even when the businesses look alike on paper. Part of our job is making sure your property limit actually reflects what it would take to rebuild, not just what you paid.
The Short Version
You tell us about the business. A quick call or our online form, whichever is easier. What you do, who works for you, what you own.
We go shopping. Your details go to the carriers that actually write your kind of work, whatever the industry, and we come back with options that make sense.
You pick, we set it up. Then we stick around for the certificates, the new hires, the new truck and the odd question at renewal.
It costs nothing extra. The carriers pay us, not you. Want a quote on your personal auto too? Toss it in and we’ll handle that while we’re at it.
That’s it. Colorado is a great place to run a business, and we’d like to help keep yours covered.